Ny state property casualty license

Casualty insurance is a bit more vague, but generally protects the owner from legal liability due to damage caused by someone else or negligence or omission by policyholder. Common types of Property and Casualty insurance include: auto insurance, homeowners insurance, renter's Insurance, and flood insurance.

Anyone wishing to obtain a Property and Casualty Insurance License must be at least 18 years of age, never been convicted of a felony or any crime involving fraudulent or dishonest practices, and be current in any child support payments. You must also submit to a background check. If you meet the above criteria, you must complete a hour minimum pre-licensing classroom requirement from a state-accredited educational facility.

Lastly, you must successfully pass the exam prescribed by the Superintendent of Insurance and also possess an approved appointment from a sponsoring insurance company before you are granted your Property and Casualty license.

Use the Video and Audio Review for reinforcement of core exam topics and key concepts. Finally, test your performance with our Mastery Exam for a final review before the actual state licensing exam. The Essential package is designed to fit your busy schedule by combining a self-study online course and online study tools that let you prepare for your state exam anytime, anywhere.

P lease note: The online access period for your insurance licensing course is 90 days. The extension can be ordered from the Extension icon on your Student Dashboard. This study package is ideal for those who are on-the-go and is designed to leverage the mobility and flexibility of online study.

The Basic package gives you the flexibility of a self-study online course, customizing your learning experience to fit your schedule. See our packages and study components side by side to help determine what is the best package for you. Reinforce important insurance concepts by combining study tools with a study package, or using them on their own.

View state-specific insurance licensing requirements and exam information, including exam provider, contact information, and more.

Available Online and Downloadable Practice your test-taking skills, drill into specific topics, and test your knowledge with exam-focused questions. The QBank also gives you the ability to: Practice your exam-taking technique while learning more about key topics. Complete the exams online or download and print them out. Review your performance on previously taken exams. Find in-depth rationales for each question and locate where you can learn more.

Build simulated exams to provide a comprehensive test review of all material. Available Online Designed to replicate the state exam experience, the Mastery Exam should be used to gauge your overall readiness of how you will perform on the actual state licensing exam. Available Online Before you open the course, gauge your existing knowledge and understanding of insurance to identify your conceptual strengths and areas that will require extra focus. Available Online Certification Exams are included in all state packages in which they are required.

Available Online You can prepare for your insurance licensing exam with this series of short, exam-focused streaming videos and audio clips designed to provide reinforcement of the core exam topics discussed in the License Exam Manual.

Available Online Keep tabs on how well you are progressing on your exam prep. Available Online The Checkpoint Exams are designed to gauge your comprehension of the material after you complete each unit. Available Online Prepare for your insurance licensing exam by utilizing our customizable Study Calendar, which coordinates your daily tasks with your study schedule and test date.

Available Online Connect with a Kaplan instructor for personal assistance anytime as you prepare for the exam. Some states require a pre-licensing course before qualifying to register for the exam, while some states do not require a pre-licensing course. There are also some states that only need a completion certificate to present at the test center on exam day.

An insurance pre-licensing course will provide the general knowledge and state-specific information you need to study to pass the state licensing exam. If your state requires pre-license education credit hours, this course will also complete those requirements.

For pre-license education products and courses , StateRequirement recommends: Kaplan Education Company. After completing your pre-license course, you will need to register to take the license property and casualty insurance exam.

Make sure to follow registration guidelines as required by your state. Incomplete or late registration may delay your exam and cost you additional fees. Here are some of the topics that will be covered. The state-specific section includes state laws, statutes, and regulations common to property and casualty insurance, such as licensing requirements, agent duties, and responsibilities, approval of rates and forms, marketing practices, etc. Passing the property and casualty exam can be a challenging process, but taking an exam prep course and developing a good study program can help you prepare and pass the exam.

If you fail the exam, you can retake it, but some states may require you to wait at least 60 days before retaking the exam if you have already failed it twice. Remember that each attempt of the exam has a fee, so be sure that you study well before your first attempt. Check out our guide to passing the insurance exam. Once you are approved, you will receive an email advising you that your license has been issued with instructions for printing a copy of your license.

When applying for an insurance-related job, your employer will ask for your license number and National Producer Number NPN. By having a license, you become authorized by the state to sell property and casualty insurance policies and related products that will provide financial protection to your clients against loss or damage.

As a holder of a property and casualty license, you can consider various career paths. Aside from being an agent or a broker, here are a few examples:. Insurance Adjuster : Insurance adjusters create reports detailing the events and damages related to the claim.

One of the main duties of an insurance adjuster is to investigate claim settlements related to homes, businesses, and other insured properties. Insurance Investigator : One of the key roles of insurance investigators is to review the filings of claimants and findings of insurance adjusters.

The investigator looks at the documentation to ensure that the claimants and adjusters followed company guidelines.