Nccpa pdf

The National Credit Code does not apply to certain loans, including: low-cost, short-term credit less than 62 days , insurance premiums paid by instalments, bill facilities and staff loans. Key changes in the National Credit Code include:. The National Credit Code was a part of a larger reform process that introduced a licensing regime for lenders and brokers, which includes obligations such as responsible lending and mandatory membership of the Australian Financial Complaints Authority AFCA.

On 25 September , the Government announced proposed reforms to the responsible lending obligations contained in Ch 3 of the National Credit Act. The proposed reforms will amend the obligations that apply before entry into a credit product or the provision of credit assistance.

Part 10 of the National Credit Code requires that credit providers include a comparison rate when they advertise fixed-term credit which is for, or mainly for, personal domestic or household purposes.

The comparison rate includes:. Reportable disciplinary actions — None Records of disciplinary actions prior to may not be available, unless the PA remains in revoked status. NCCPA recommends using this online system as the real-time primary source of verification of certification status. The information obtained from this website is to be used solely for the purpose of verification of a physician assistant's certification and may not be used for solicitation or any other purposes.

First Name. Last Name. The sanctions of censure and permanent or non-permanent revocation of certification or eligibility for certification are called "reportable" because they are reported by NCCPA to the Federation of State Medical Boards for entry into its Board Action Data Bank, any state licensing authority with which a PA holds or have held a license to practice as a PA, the federal government, and any other interested third party.

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